New Jersey Privacy Law
New Jersey Data Privacy Act
Overview
The New Jersey Data Privacy Act (NJDPA, enacted as P.L.2023, c.266 and codified at N.J.S.A. 56:8-166.4 et seq.) was signed into law by Governor Phil Murphy on January 16, 2024, making New Jersey the 13th state to enact a comprehensive consumer data privacy law. The law became effective on January 15, 2025, and is enforced by the New Jersey Attorney General through the Division of Consumer Affairs, Office of Consumer Protection. Attorney General Jennifer Davenport — confirmed unanimously by the New Jersey Senate on February 24, 2026, as part of Governor Mikie Sherrill's administration — oversees enforcement under the New Jersey Consumer Fraud Act (N.J.S.A. 56:8-1 et seq.), which provides penalties of up to $10,000 for a first violation and $20,000 for each subsequent violation. The Division of Consumer Affairs published proposed implementing regulations on June 2, 2025, addressing consumer rights request procedures, data security practices, data inventories, data privacy impact assessments, consent requirements including dark pattern prohibitions, and loyalty program disclosure obligations. The 60-day public comment period closed on August 1, 2025, and a Notice of Adoption finalizing the rules is expected by June 2, 2026. New Jersey is a founding member of the Consortium of Privacy Regulators alongside California (CPPA), Colorado, Connecticut, New Hampshire, Oregon, and other states, positioning the state for coordinated multistate enforcement.
The NJDPA grants New Jersey consumers comprehensive privacy rights: the right to confirm whether a controller is processing their personal data, the right to access, correct, delete, and obtain a portable copy of their personal data, as well as opt-out rights for the sale of personal data, targeted advertising, and profiling that produces legal or similarly significant effects. Controllers must respond to consumer requests within 45 days, with a possible 45-day extension when reasonably necessary, and must provide an appeals process for denied requests — if the appeal is also denied, the controller must inform the consumer how to contact the Division of Consumer Affairs. The NJDPA requires controllers to conduct data protection assessments for processing activities presenting a heightened risk of harm, including targeted advertising, the sale of personal data, processing of sensitive data, and profiling. The law includes one of the broadest definitions of sensitive data among state privacy laws: racial or ethnic origin; religious beliefs; mental or physical health condition, treatment, or diagnosis; financial account information with its access credentials; sex life or sexual orientation; citizenship or immigration status; status as transgender or non-binary; genetic or biometric data used to uniquely identify a person; personal data collected from a known child; and precise geolocation data. Since June 30, 2026, P.L.2026, c.25 bars every controller — regardless of how many consumers' data it holds — from selling sensitive data at all; under section 5 of that act, "a data broker, including a controller, or data collector" that sells, offers for sale, or licenses sensitive data in violation of the ban is liable for a civil penalty of $50,000 for each record. The NJDPA also requires controllers that engage in targeted advertising or data sales to honor universal opt-out mechanisms such as the Global Privacy Control (GPC), beginning no later than six months after the effective date (July 15, 2025), and it contains some of the strongest minor protection provisions in the country — prohibiting the sale of personal data, targeted advertising, and significant-decision profiling for consumers aged 13 to 16 without their consent.
The law applies to entities conducting business in New Jersey or targeting New Jersey consumers that control or process personal data of 100,000 or more consumers (excluding data processed solely to complete a payment transaction), or control or process personal data of 25,000 or more consumers while deriving revenue or receiving discounts on goods or services from the sale of personal data — notably, unlike Virginia (more than 50 percent) and most other states, there is no minimum percentage-of-revenue threshold, meaning any revenue or discount from data sales can trigger applicability. Section 10 of the act (N.J.S.A. 56:8-166.13) exempts financial institutions, their affiliates, and data subject to the Gramm-Leach-Bliley Act (GLBA); secondary market institutions; insurance institutions subject to P.L.1985, c.179; State agencies and political subdivisions; protected health information collected by a HIPAA covered entity or business associate (a data-level exemption — the entity's other personal data stays covered); FCRA-governed consumer reporting activity; Motor Vehicle Commission sales permitted by the Driver's Privacy Protection Act; and human-subjects research data. The NJDPA has no general exemption for nonprofits or institutions of higher education. That enforcement transition has now happened: the mandatory 30-day cure period — during which the Division had to give controllers notice and an opportunity to cure before taking action — ended on July 1, 2026. The Division of Consumer Affairs states the rule directly: "until July 1, 2026, if the Division identifies a potential violation that the controller can remedy, the Division will send a notice to the controller to give them the chance to fix the problem" (NJ Division of Consumer Affairs, NJDPL FAQ, date_retrieved: 2026-07-23). Since July 1, 2026, whether to offer a cure opportunity at all is entirely at the Attorney General's discretion, so a New Jersey business can now go straight from AG inquiry to enforcement action with no guaranteed window to remediate. P.L.2026, c.25 (Assembly Bill 5328, approved June 30, 2026) also created New Jersey's first data broker and data collector registration regime: every data broker, and every business that sells or licenses its own customers' data to a data broker, must register annually with the Division of Consumer Affairs and pay a fee scaled to the number of New Jersey consumers whose data it sells — from $5,000 (100,000 or fewer) up to $1,500,000 (more than 4.5 million) — with civil penalties of $2,500 per day for failing to register or update the required information.
Applicability Thresholds
Conditions are joined by OR — meeting ANY one triggers applicability.
Consumer Rights
Key Changes in 2025-2026
- CRITICAL: the mandatory 30-day cure period ended July 1, 2026 — the AG now has full discretion on whether to offer a cure opportunity, so violations identified today can go straight to enforcement
- Proposed implementing regulations (published June 2, 2025) expected to be finalized via Notice of Adoption by June 2, 2026 — regulations will formalize data security, consent, impact assessment, and consumer rights procedures
- New AG Jennifer Davenport (Sherrill administration, confirmed February 2026) inherits enforcement authority — early enforcement priorities and posture still developing under new leadership
- Universal opt-out mechanism (GPC) requirement has been in full effect since July 15, 2025 (six months after the January 15, 2025 effective date)
- Among the strongest minor protections in the country: sale, targeted advertising, and significant-decision profiling require the consent of consumers aged 13 to 16; known children's data is sensitive data processed under COPPA
- P.L.2026, c.25 (A5328), approved June 30, 2026 and effective immediately: no controller may sell sensitive data, whatever its size, and data brokers and data collectors may not sell or license it — section 5 sets a $50,000 civil penalty per record
- P.L.2026, c.25 also requires data brokers and data collectors to register annually with the Division of Consumer Affairs, with fees from $5,000 to $1,500,000 by New Jersey consumer volume and $2,500-per-day penalties for failing to register; the public registry itself was deferred 270 days after enactment
- Consortium of Privacy Regulators membership enables coordinated multistate enforcement actions with California, Colorado, Connecticut, New Hampshire, Oregon, and other member states
- No percentage-of-revenue threshold for tier 2 applicability — any revenue or discount from data sales combined with 25,000+ consumers triggers coverage, broader than states that require a minimum share of revenue
- Proposed regulations will require controllers to maintain data inventories and conduct data privacy impact assessments for high-risk processing activities
- NJ Consumer Fraud Act enforcement framework provides $10,000 first violation / $20,000 subsequent violation penalty structure — among the highest state privacy law penalties
Enforcement Details
Sensitive Data Categories
Consent model: opt-in
Universal Opt-Out / GPC Requirements
The NJDPA requires a controller that processes personal data for targeted advertising or sells personal data to let consumers opt out through a user-selected universal opt-out mechanism such as Global Privacy Control (GPC), beginning not later than six months after the law's January 15, 2025 effective date — that is, by July 15, 2025 (N.J.S.A. 56:8-166.11(b)). New Jersey joins California, Colorado, Connecticut, Delaware, Maryland, Minnesota, Montana, New Hampshire, Oregon, and Texas in requiring GPC recognition.
Effective: July 15, 2025
Minor / Child Protections
The NJDPA requires opt-in consent for processing personal data of known children under 13. For consumers under 17, the law prohibits the sale of personal data and targeted advertising without affirmative consent. This is one of the broader minor protection provisions among state privacy laws.
Compliance Checklist
- 1Determine applicability: assess whether you process personal data of 100,000+ NJ consumers (excluding payment-only data) OR 25,000+ consumers while deriving any revenue from data sales — note that NJ has no minimum revenue-percentage test, unlike Virginia (more than 50%) and most other states. Check the GLBA entity and data exemption and the HIPAA exemption, which covers only protected health information — not the rest of a covered entity's personal data; nonprofits are not exempt
- 2Implement GPC/universal opt-out signal recognition: detect and honor Global Privacy Control signals for opt-out-of-sale and opt-out-of-targeted-advertising, ensure downstream propagation to processors and third-party recipients, test across all major browsers, and log all signal receipt and processing for compliance documentation
- 3Update privacy notices with all NJDPA-required disclosures: categories of personal data processed, purposes, categories of third parties receiving data, consumer rights and how to exercise them, sensitive data processing practices, and sale/targeted advertising disclosures. Reference proposed regulations for specific format requirements once finalized
- 4Build consumer rights request intake and fulfillment system: support access, correction, deletion, and portability requests with 45-day initial response window plus 45-day extension when reasonably necessary. Acknowledge receipt within 10 business days per proposed regulations. Maintain logs of all requests for at least 24 months
- 5Obtain opt-in consent for all sensitive data processing — racial/ethnic origin, religious beliefs, health condition or treatment, financial account credentials, sex life or sexual orientation, citizenship/immigration status, transgender or non-binary status, genetic or biometric identifiers, known children's data, and precise geolocation — and stop selling sensitive data entirely: P.L.2026, c.25 has banned the sale of sensitive data by every controller since June 30, 2026, and section 5 of that act sets a $50,000 civil penalty per record sold, offered, or licensed in violation
- 6Implement minor protection controls: no sale of personal data, targeted advertising, or significant-decision profiling for consumers you know (or willfully disregard) are 13 to 16 without their consent, and process known children's data under COPPA
- 7Establish appeals process for denied consumer requests: provide clear mechanism for consumers to appeal, respond to appeals within a reasonable timeframe, and if the appeal is denied, inform the consumer how to file a complaint with the Division of Consumer Affairs
- 8Conduct data protection assessments for high-risk processing: targeted advertising, sale of personal data, processing of sensitive data, and profiling with risk of unfair treatment or disparate impact. Document benefit-vs-risk analysis and maintain assessments for AG review upon request
- 9Review and update processor contracts: ensure all data processing agreements include NJDPA-compliant provisions on data use limitations, confidentiality, subcontractor flow-down requirements, and assistance with consumer rights requests. Refresh pre-2025 contracts
- 10Implement data minimization and retention practices: collect only data reasonably necessary for disclosed purposes, establish retention schedules, and document justification for data retained beyond 12 months. Proposed regulations will require maintaining a data inventory
- 11Operate under post-cure-period enforcement (in force since July 1, 2026): maintain an AG-inquiry response playbook — (1) designate a privacy response team and external counsel contact, (2) document all compliance measures proactively, (3) keep a rapid-response process for AG notices ready, since cure is now discretionary rather than guaranteed, (4) run a compliance audit now if you have not already, as there is no longer a statutory window to remediate after notice, (5) monitor proposed regulation adoption for additional requirements
- 12Check data broker and data collector status under P.L.2026, c.25: if you sell or license data about consumers you have no direct relationship with — or sell your own customers' data to a data broker — register annually with the Division of Consumer Affairs, pay the volume-based fee, and keep the registration information current to avoid $2,500-per-day penalties
- 13Map multistate compliance obligations: compare NJDPA requirements against CT CTDPA, DE DPDPA, MD MODPA, and other northeastern state laws to identify conflicts and build unified compliance processes. NJ's broader sensitive data definition and stronger minor protections may require NJ-specific controls even if compliant with other states
Termly builds and maintains a New Jersey-ready privacy policy, a consent banner that recognizes universal opt-out signals like GPC, opt-in consent capture for sensitive data, and a workflow for the access, deletion and correction requests NJDPA grants.
New Jersey Privacy Law FAQ
Official Resources
- NJDPA Full Text — S332 (New Jersey Legislature)
- P.L.2023, c.266 — NJDPA Chapter Law (PDF)
- P.L.2026, c.25 (A5328) — Sensitive-Data Sale Ban & Data Broker Registry (PDF)
- NJ Division of Consumer Affairs — Data Privacy Law FAQ
- NJ AG Proposed NJDPA Rules Announcement (June 2, 2025)
- NJ Division of Consumer Affairs — Rule Proposals & Adoptions
- NJ Office of Attorney General — Data Privacy & Cybersecurity
- File a Consumer Complaint (NJ Division of Consumer Affairs)